Episode 191: Teaching Fishing, Anomalous Data, Vanguard Frustrations And Investing For A Six-Year Old

<p>In this episode we answer emails from Anderson, Aaron, Anna and Travis.  We discuss how to use Portfolio Visualizer to compare portfolios on a particular time-frame using samples and a 60/40, where to address any data issues to Portfolio Charts and Portfolio Visualizer, and the current frustrations many are having with using Vanguard.  And then we consult a crystal ball to help a six-year old child.<br/><br/>Links:<br/><br/>Comparison of Golden Butterfly, Golden Ratio and 60/40 Portfolios:  <a href='https://www.portfoliovisualizer.com/backtest-portfolio?s=y&amp;timePeriod=2&amp;startYear=2020&amp;firstMonth=7&amp;endYear=2022&amp;lastMonth=12&amp;calendarAligned=false&amp;includeYTD=false&amp;initialAmount=10000&amp;annualOperation=3&amp;annualAdjustment=0&amp;inflationAdjusted=true&amp;annualPercentage=0.4167&amp;frequency=2&amp;rebalanceType=1&amp;absoluteDeviation=5.0&amp;relativeDeviation=25.0&amp;leverageType=0&amp;leverageRatio=0.0&amp;debtAmount=0&amp;debtInterest=0.0&amp;maintenanceMargin=25.0&amp;leveragedBenchmark=false&amp;reinvestDividends=true&amp;showYield=false&amp;showFactors=false&amp;factorModel=3&amp;benchmark=VBINX&amp;portfolioNames=true&amp;portfolioName1=Golden+Butterfly&amp;portfolioName2=Golden+Ratio&amp;portfolioName3=Portfolio+3&amp;symbol1=VTI&amp;allocation1_1=20&amp;symbol2=VIOV&amp;allocation2_1=20&amp;allocation2_2=14&amp;symbol3=TLT&amp;allocation3_1=20&amp;allocation3_2=26&amp;symbol4=SHY&amp;allocation4_1=20&amp;symbol5=GLDM&amp;allocation5_1=20&amp;allocation5_2=16&amp;symbol6=VUG&amp;allocation6_2=14&amp;symbol7=USMV&amp;allocation7_2=14&amp;symbol8=REET&amp;allocation8_2=10&amp;symbol9=CASHX&amp;allocation9_2=6'>Backtest Portfolio Asset Allocation (portfoliovisualizer.com)</a><br/><br/>Portfolio Charts Data Page:  <a href='https://portfoliocharts.com/data-sources/'>Data Sources – Portfolio Charts</a><br/><br/>Portfolio Visualizer FAQ Page (Data Sources at Bottom):  <a href='https://www.portfoliovisualizer.com/faq'>Frequently Asked Questions (portfoliovisualizer.com)</a><br