Episode 133: The LifeGoal Risk Parity Funds, Top Drawer Top Hats And Mandelbrot Sets!

<p>In this episode we answer emails from Justin, David, Paul, Ted and &quot;Mycontactinfo&quot;.  We discuss the new LifeGoal risk-parity based funds and other commercial concoctions, my availability for consulting, our awesome audience, dealing with a 457b Top Hat Plan and the theoretical underpinnings of most things in the universe, including financial markets.<br/><br/>Links:<br/><br/>LifeGoal Funds Page:   <a href='https://www.lifegoalinvestments.com/about-lifegoal.php'>About LifeGoal Investment (lifegoalinvestments.com)</a><br/><br/>Comparison Analysis of AQRIX:  <a href='https://www.portfoliovisualizer.com/backtest-portfolio?s=y&amp;timePeriod=2&amp;startYear=1985&amp;firstMonth=1&amp;endYear=2021&amp;lastMonth=12&amp;calendarAligned=true&amp;includeYTD=false&amp;initialAmount=10000&amp;annualOperation=0&amp;annualAdjustment=0&amp;inflationAdjusted=true&amp;annualPercentage=0.0&amp;frequency=4&amp;rebalanceType=1&amp;absoluteDeviation=5.0&amp;relativeDeviation=25.0&amp;leverageType=0&amp;leverageRatio=0.0&amp;debtAmount=0&amp;debtInterest=0.0&amp;maintenanceMargin=25.0&amp;leveragedBenchmark=false&amp;reinvestDividends=true&amp;showYield=false&amp;showFactors=false&amp;factorModel=3&amp;portfolioNames=true&amp;portfolioName1=Portfolio+AQRIX+Commercial+Risk+Parity+Portfolio&amp;portfolioName2=Golden+Ratio&amp;portfolioName3=Golden+Butterfly&amp;symbol1=AQRIX&amp;allocation1_1=100&amp;symbol2=VUG&amp;allocation2_2=21&amp;symbol3=VTI&amp;allocation3_3=20&amp;symbol4=VIOV&amp;allocation4_2=21&amp;symbol5=TLT&amp;allocation5_2=26&amp;allocation5_3=20&amp;symbol6=VNQ&amp;allocation6_2=10&amp;allocation6_3=20&amp;symbol7=GLD&amp;allocation7_2=16&amp;allocation7_3=20&amp;symbol8=SHY&amp;allocation8_2=6&amp;allocation8_3=20'>Backtest Portfolio Asset Allocation (portfoliovisualizer.com)</a><br/><br/>IRS Top Hat Plans Page:  <a href='https://www.irs.gov/retirement-plans/non-governmental-457b-deferred-compensation-plans'>Non-Governmental 457(b) Deferred Compensation Plans | Internal Revenue Service (irs.gov)</a><br/><b