Bankrate's McBride: Expect rates to keep rising into 2023 and beyond

<p>Greg McBride, chief financial analyst at BankRate.com, says consumers need to start game-planning for a higher interest-rate environment now because the few increases that are expected for this year are just a start in what he expects to be a multi-year rate-hike cycle. He gives his outlook on everything from mortgage rates to auto loans, and how consumers should be considering what to do and when in each case. Then, Christine Benz, director of personal finance and retirement planning for Morningstar, discusses her financial to-do list for 2022 as well as whether certain financial chores like closely tracking spending actually are worth the effort, after which economist Laurence Kotlikoff returns to the show to discuss his new book, 'Money Magic: An Economist's Secrets to More Money, Less Risk and a Better Life.'</p>