067-Listener Q&A: Paying off $100,000 student loan or investing, handling daycare expenses, preparing for a big career change and more

<p><em>(This post may include some affiliate links)</em></p> <p>Trying to manage all of your expenses, eliminate debt, and invest, all while pursuing Financial Independence can be quite tricky. For this week’s episode, I am having another listener Q & A where I answer questions to help you on your Financial Freedom journey.</p> <p class="p1">In this episode I answer the following:</p> <ul> <li>Should I focus on paying off $100,000 student loan debt even though I’m in the Public Service Loan Forgiveness (PSLF) program or invest?</li> <li>Investing in pre-tax retirement accounts like a 401K, 457 or 403B plan vs a Roth IRA</li> <li>How to handle $1,200 a month daycare expenses on the journey to Financial Independence?</li> <li>Things to consider when making a big career change. Should you focus on investing more, paying off the house or saving more cash?</li> <li>How to determine if it makes sense to take legal action against a company to win money in a lawsuit?</li> </ul> <p>At the end of the episode, I also share why I believe that you should never compare your journey to anyone else's.</p> <p><strong>Other related blog posts/links mentioned in this episode:</strong></p> <ul> <li><a href= "https://www.thebalance.com/dont-confuse-these-two-retirement-rules-of-thumb-453920" target="_blank" rel="noopener">More about the 25x rule and 4% rule to figure out how much you need saved to reach your Financial Independence number</a></li> <li><a href= "https://www.bankrate.com/loans/student-loans/pslf-public-service-loan-forgiveness-tips-advice/" target="_blank" rel="noopener">Public Service Loan Forgiveness (PSLF) program tips and advice</a></li> <li><a href= "https://www.journeytolaunch.com/5-retirement-accounts-you-should-know-about/" target="_blank" rel="noopener">5 Retirement Accounts You Should Know About</a></li> <li>Join The <a href="https://www.journeytolaunch.com/join" rel="noopener">Weekly Newsletter List</a></li> <li><a href="https://www.journeytolaunch.com/voicemail/" rel= "noopener">Leave me a voicemail</a>– Lea