Why Federal Student Loans Are A Great Bet For Many Physicians With Travis Hornsby

<p>What should physicians do with their federal student loans? How does PSLF&nbsp;work? When should you consider private refinance?</p> <p>In this episode of the Finance for Physicians Podcast, Daniel Wrenne talks to Travis Hornsby, founder of Student Loan Planner&mdash;a website, blog, podcast and planning service focused on everything&nbsp;related to student loans.</p> <p><strong>Topics Discussed:&nbsp;</strong></p> <ul> <li>Basics of Public Service Loan Forgiveness (PSLF): <ul> <li>How PSLF works</li> <li>Key strategies to impact bottom line</li> <li>Student loan mistakes to avoid</li> <li>Future of student loans</li> </ul> </li> <li>COVID Forbearance and Consolidation: Don&rsquo;t lose PSLF-qualifying payments due to bad advice</li> <li>Student Loan Loopholes: Breadwinner, Biden, Double Debt, and Marriage</li> <li>PSLF Snowball Effect: Spread knowledge to stop skepticism</li> <li>PSLF Process: Start by completing certification form to certify income and credit</li> <li>Repayment Plans: <ul> <li>Income-Driven Repayment (IDR)</li> <li>Pay As You Earn (PAYE)</li> <li>Revised Pay As You Earn (RePAYE)</li> </ul> </li> <li>Presidents and Predictions: More generous government funded student loans</li> <li>Student Loans Stipend: Not-for-profit hospitals&rsquo; recruitment efforts hurt, not help</li> <li>Forgiveness: Save for and invest in other goals to live without debt regret</li> </ul> <p><strong>Links:</strong></p> <p><a href="https://www.studentloanplanner.com">Student Loan Planner</a></p> <p><a href="https://www.whitecoatinvestor.com/when-paye-and-pslf-clash/">When RePAYE and PAYE Clash</a></p> <p><a href="https://prezi.com/_c9m_z672d-u/med-school-grads/?token=91cf6fd78908a0be628910058c286ec0732740cd36947ea3f7d2037e16490d30">St Loan flowchart on repayment options</a></p> <p><a href="https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service/employment-certification-form">ECF Form Instructions</a></p> <p><a href="https://studentaid.gov/manage-loans/repayment/plans