What is the minimum credit score for a home loan in South Africa?

The minimum credit score for a home loan in South Africa is around 640. A score of 600+ will give you a fair chance of home loan approval - although this may vary according to which bank you use. A score of 670+ is considered an excellent credit score, significantly boosting your chances of home loan approval.. What Is a Credit Score? For many South Africans, a credit score is a superficially understood concept that is never really looked into. But the reality is that, for any chance of home loan approval at a decent rate, it's worth finding out what your credit score is and how it can be improved – if needed. <a href="https://kaya959.co.za">Kaya 959</a>