To Roth or Not To Roth? That is the question...

<p>We hear a lot about the benefits of a Roth IRA.  But a writer for <em>The Motley Fool</em> says she doesn’t <em>want</em> a Roth because…</p> <ol> <li>She’s not convinced her tax rate will be higher in retirement.  And,</li> <li>She doesn’t want to be tempted to withdraw money before she actually retires.</li> </ol> <p>What do you think of her reasoning?, One of the big debates in retirement planning is <em>whether</em> … and <em>how much</em> … you should continue to invest in <em>stocks</em> after you’ve retired.  <em>Morningstar’s</em> Christine Benz believes <em>everyone</em> should be in the market and she says the current rise in <em>inflation</em> is a good example of why. Do we keep money in <em>stocks</em> … or is there a <em>better</em> way to deal with that inflation risk? Hear John discuss! </p>