The 5 Most Downloaded Episodes of 2022, Ep #130

<p>In this special final episode of 2022, I’m going to share clips from the top five most downloaded episodes of 2022. I cover everything from huge retirement mistakes that you should avoid to the types of accounts you want to use to save for retirement. These contain some of my best tips from the year. Don’t miss this special edition of the Retirement Made Easy podcast!</p> <h2>You will want to hear this episode if you are interested in...</h2> <ul> <li>[0:29] Episode #118: 3 Types of Accounts You Want to Have to Save for Retirement</li> <li>[3:21] Episode #99: The Two Types of People Who Fail at Retirement</li> <li>[6:44] Episode #103: How to Avoid these HUGE Retirement Mistakes</li> <li>[8:09] Episode #107: 6 Reasons Why People are Scared to Retire in 2022</li> <li>[11:37] Episode #108: Two Things You Should NEVER Do</li> </ul> <h2>Episode #118: 3 Types of Accounts You Want to Have to Save for Retirement</h2> <p>There are three accounts I believe you NEED to have to save for retirement to create a blended income stream: </p> <ul> <li><strong>Account Type #1</strong>: Roth IRA, 401k, 403B, or TSP</li> <li><strong>Account Type #2</strong>: The traditional IRA, 401k, 403B, or TSP</li> <li><strong>Account Type #3</strong>: A brokerage account/trust account/non-qualified account </li> </ul> <p>If you have a measuring cup with three different pots in front of you, you want to take a little bit from the Roth IRA, 401k, and another scoop from the brokerage account. </p> <p>Having these three types of accounts gives you flexibility in retirement. We plan and calculate exactly what to withdraw from each type of account. You’ll only need to make changes if the tax law or your goals change. </p> <h2>Episode #99: The Two Types of People Who Fail at Retirement</h2> <p>The first type of person that fails at retirement lacks a sense of purpose. This is someone who hasn’t planned for what they will do with their time. This type of person really struggles once the feeling of living in an infinite vacation subsides. They start t