The 4 Percent Rule Is Obsolete: Follow A 0.5 Percent Safe Withdrawal Rate Instead

<p>The 4 percent rule is outdated. It was established in 1998 when the 10-year bond yield was at ~5 percent. Of course you're never going to run out of money withdrawing at 4 percent when you can make 1 percent more risk-free! Follow the 0.5 percent rule instead for a safe withdrawal rate in retirement. Follow the times or suffer the consequences.</p> <p>Read the post <a href= "https://www.financialsamurai.com/proper-safe-withdrawal-rate/">here</a>.</p>