Stocks Decline To Start The Week, IBM Earnings, #Covid_19 Vaccine News

<p>Top 5 Things To Know Today:</p> <p>1. Stocks Set For Lower Open<br> 2. IBM Earnings<br> 3. Covid-19 Vaccine Progress Headlines<br> 4. U.S. Fiscal Stimulus Developments<br> 5. Oil Starts The Week Lower</p>