Refinancing if your Interest Rate is going down less than 1%

Don't get stuck in 1980's advice about your Mortgage that may not benefit you today. Here is a quick comparison of how a Refinance of less than 1% is beneficial and will save this person money over time. Calculate how quickly you will make your money back and even consider wrapping your closing costs into the loan. And as always, remember to prioritize your GOALS & BUDGET, not just Interest Rate.