Real Brief - LI & NY's Real Estate Show! Credit scores! The all important conversation. What is low credit? Do boost services work?

I can't tell you how many times I have the conversation with potential home buyers regarding running credit for a mortgage.<br /><br /> Often times, people feel that they have a too low credit score to qualify for mortgage, but is that at all true?<br /><br /> Also, reputable companies like Experian offer a program where they can take things like your cell phone bill and your cable bill and apply it to your credit report to help improve your credit by showing your positive payment history of those utilities, but is this at all a good idea for mortgages?<br /><br /> I have all of your answers right here!