Maria Bruno and Joel Dickson: 'Building a Better Retirement'

<p>Our guests for the latest installment of "The Long View," Maria Bruno and Joel Dickson, are both veterans of investment behemoth Vanguard. </p> <p>Bruno is the head of U.S. wealth planning research at Vanguard, leading a team responsible for conducting research and analysis on a wide range of retirement, wealth planning, and portfolio construction topics. She also contributes to the oversight of the investment philosophy, methodology, and wealth management strategies supporting Vanguard's advisory products and services. Bruno is a Certified Financial Planner, and she's a fount of wisdom on many subjects, but especially retirement planning. </p> <p>Dickson has worn many hats at Vanguard during his long career there. In his current position as Vanguard's global head of advice methodology, he oversees all investment methodology development for Vanguard's advice programs whose end consumers are individual investors. </p> <p>The transcript for this podcast can be found <a href="http://news.morningstar.com/PDFs/072419lv.pdf" target="_blank">here</a>.</p><p> <p><strong>Background Information</strong></p> <ul> <li><a href="https://vanguardblog.com/author/maria-bruno/" target="_blank">Maria Bruno bio</a></li> <li><a href="https://vanguardblog.com/author/joel-dickson/" target="_blank">Joel Dickson bio</a> </li> <li>"<a href="https://podcasts.apple.com/us/podcast/the-planner-and-the-geek/id1358335676" target="_blank">The Planner and the Geek" podcast series</a></li> <li><a href="https://institutional.vanguard.com/web/c1/inst-investor-researchcommentary/" target="_blank">Vanguard Research and Commentary Archive</a></li> </ul> <p><strong>How Retirement Savers Can Play Catch-Up</strong><br /> "It's the 'how much?' But then also how do you actually direct those savings?" (1:30-2:56)</p> <p>"It's such an idiosyncratic or individual sort of consideration from a planning standpoint; there are plenty of people that have little wealth but high income." Whether traditional tax-deferred accounts are automatically be