Episode 92: Bonus! An Announcement And Another Email Extravaganza!

<p>In this episode I make an announcement about my willingness to do financial coaching and address emails from Randy, Kristen, Freya, Kyu, TK, Davis, Robyn and Iveta.  We discuss UPRO, my quirky sense of humor, commodities funds, safe and perpetual withdrawal rates, gliding into retirement with a Fortress of Solitude, multi-factor ETFs, All Seasons portfolio as an emergency fund and compared with VASIX, and my limitations (on guests).<br/><br/>Links:<br/><br/>UPRO Holdings:  <a href='https://www.proshares.com/funds/upro_daily_holdings.html'>ProShares UltraPro S&amp;P500 | UPRO | Daily Holdings | ProShares ETFs</a><br/><br/>Portfolio Charts Fund Finder:  <a href='https://portfoliocharts.com/portfolio/fund-finder/'>FUND FINDER – Portfolio Charts</a><br/><br/>Portfolio Charts Golden Butterfly Analysis:  <a href='https://portfoliocharts.com/portfolio/golden-butterfly/'>Golden Butterfly – Portfolio Charts</a><br/><br/>Portfolio Charts 60/40 Analysis:  <a href='https://portfoliocharts.com/portfolio/classic-60-40/'>Classic 60-40 – Portfolio Charts</a><br/><br/>VASIX vs. All Seasons Analysis:  <a href='https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&amp;mode=1&amp;timePeriod=2&amp;startYear=1972&amp;firstMonth=1&amp;endYear=2021&amp;lastMonth=12&amp;calendarAligned=true&amp;includeYTD=false&amp;initialAmount=10000&amp;annualOperation=0&amp;annualAdjustment=0&amp;inflationAdjusted=true&amp;annualPercentage=0.0&amp;frequency=4&amp;rebalanceType=1&amp;absoluteDeviation=5.0&amp;relativeDeviation=25.0&amp;portfolioNames=true&amp;portfolioName1=VASIX+Mix&amp;portfolioName2=All+Seasons&amp;portfolioName3=All+Seasons+20%2F80&amp;asset1=TotalStockMarket&amp;allocation1_1=12&amp;allocation1_2=30&amp;allocation1_3=20&amp;asset2=IntlStockMarket&amp;allocation2_1=8&amp;asset3=TotalBond&amp;allocation3_1=55&amp;asset4=GlobalBond&amp;allocation4_1=25&amp;asset5=LongTreasury&amp;allocation5_2=40&amp;allocation5_3=45&amp;asset6=IntermediateTreasury&amp;allocation6_2=15&amp;allocation6_3=18&amp;asset7=Gold&amp;all