Ep. 29 - Is the 60/40 portfolio dead for retirement planning?

<p>For decades, the 60/40 portfolio has been the most popular asset allocation for retirees and institutional investors. It provides enough exposure to the equity markets to hedge inflation, but also plenty of &quot;safe money&quot; to offset dips in the stock market.</p> <p><br></p> <p>And then, 2022 - 2023 comes along when interest rates skyrocket sending the price of bonds into the red by -15%. The 60/40 portfolio failed for the first time in 40 years. </p> <p><br></p> <p>This begs the question, is the 60/40 portfolio dead? </p> <p><br></p> <p>In today&#39;s episode, I talk about what the 60/40 portfolio is, how it&#39;s performed over the last few decades, and then most importantly, I share 5 ways you can &quot;modernize&quot; the 60/40 portfolio to set yourself up for success in today&#39;s economic landscape. </p> <p><br></p> <p>I hope you find it helpful and make sure to share this episode with a friend who is approaching retirement or has recently retired! </p> <p><br></p> <p>And don&#39;t forget to follow me on Facebook @kevinlaocfp</p> <p><br></p> <p>-Kevin </p>