Ep 101: Roth Income Limits, Roth Conversions, Extra Savings And Spousal Social Security - Mailbag Episode

<p style="margin: 0in; tab-stops: 54.4pt;"><span style= "font-size: 14.0pt; font-family: 'Arial',sans-serif; color: #0e101a;"> We’re going to dive into some listener questions today! In this mailbag episode, we’ll discuss the differences between Roth conversions and Roth contributions and clarify which of these options have income limits. We will also explore what to do if your 401k contributions are already maxed out. We’ll then wrap up with an insightful discussion on spousal Social Security benefits.</span></p> <p style="margin: 0in; tab-stops: 54.4pt;"> </p> <p class="MsoNoSpacing"><strong><span style= "font-size: 14.0pt; font-family: 'Arial',sans-serif; mso-bidi-font-style: italic;"> Here are a few lessons that we’ll discuss in this episode: </span></strong></p> <ul> <li class="BodyA"><span style= "font-size: 14.0pt; line-height: 107%; font-family: 'Arial',sans-serif; mso-fareast-font-family: Arial;"> The difference between Roth conversions and Roth contributions. <strong>(3:51)</strong></span></li> <li class="BodyA"><span style= "font-size: 14.0pt; line-height: 107%; font-family: 'Arial',sans-serif; mso-fareast-font-family: Arial;"> Where should you be saving if you maxed out your 401(k)? <strong>(10:54)</strong></span></li> <li class="BodyA"><span style= "font-size: 14.0pt; line-height: 107%; font-family: 'Arial',sans-serif; mso-fareast-font-family: Arial;"> Understanding Social Security Spousal benefits. <strong>(15:58)</strong></span></li> </ul> <p class="MsoNormal" style= "margin-right: -2.95pt; mso-line-height-alt: 0pt;"> </p> <p class="MsoNormal" style= "margin-right: -2.95pt; mso-line-height-alt: 0pt;"><strong style= "mso-bidi-font-weight: normal;"><span style= "font-family: 'Arial',sans-serif; mso-fareast-font-family: Arial; mso-bidi-font-family: 'Times New Roman'; color: black; mso-themecolor: text1;"> When to take Social Security Video: <a href= "https://youtu.be/rpFdrpOHdUU">https://youtu.be/rpFdrpOHdUU</a></span></strong></p> <p class="BodyA" style="margin-bottom: 0in; mso-pagination: none;">  <