Carl Richards: 'Let's Focus on Being a Little Less Wrong Tomorrow'

<p><p>Our guest on the podcast is Carl Richards, who specializes in conveying sophisticated financial concepts in an easy-to-understand way--specifically, using a Sharpie. Carl is a Certified Financial Planner™ and creator of the Sketch Guy column in <em>The New York Times</em>. He’s also author of two books, <em>The One-Page Financial Plan: A Simple Way to Be Smart About Your Money</em> and <em>The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money</em>. In addition, he hosts the “Behavior Gap Radio” podcast and also co-hosts a podcast with financial-planning guru Michael Kitces called “Kitces and Carl.”</p><p></p></p><p><p><strong>Background</strong><br /></p><p><a href="https://behaviorgap.com/about/" target="_blank">Carl Richards bio</a></p><p></p></p><p><p><a href="https://www.amazon.com/Carl-Richards/e/B005HF9MVQ/ref=dp_byline_cont_book_1" target="_blank">Carl Richards' books</a></p><p></p></p><p><p><a href="https://behaviorgap.com/articles/" target="_blank">Carl Richards articles</a></p><p></p></p><p><p><a href="https://www.nytimes.com/column/sketch-guy" target="_blank">Carl Richards “Sketch Guy” column</a> in <em>The New York Times</em> </p></p><p><p><a href="https://podcasts.apple.com/us/podcast/behavior-gap-radio-exploring-human-behavior-with-a-sharpie/id1034934586">Behavior Gap Radio</a><a href="https://podcasts.apple.com/us/podcast/behavior-gap-radio-exploring-human-behavior-with-a-sharpie/id1034934586" target="_blank"> podcast</a></p></p><p><p><a href="https://podcasts.apple.com/us/podcast/kitces-and-carl-real-talk-for-real-financial-advisors/id1469293841" target="_blank">Kitces and Carl podcast</a></p><p></p></p><p><p>“<a href="https://www.businessinsider.com/carl-richards-napkin-sketches-giveaway-2014-12" target="_blank">12 Simple Sketches That Perfectly Illustrate the Path to Wealth and Financial Happiness</a>,” by Libby Kane and Libertina Brandt, Business Insider, July 22, 2019.</p><p></p></p><p><p><strong>The Behavior Gap<br /></p><p></strong>“<a href="https://medium.com/@behaviorgap