Are you complacent with your investments?

<p>When the market is doing well – like now – do you tend to get a little complacent?  An NYU finance professor told <em>Business Insider</em> that investors have become “sloppy and lazy.”  He said people think that making money is easy … and he warned that the markets have a way of “fixing” that kind of thinking very quickly.  Is it dangerous to assume that investing in the markets is always the best way to go?</p> <p>Then, RMDs – or required minimum distributions – are back for 2021.  Best-selling retirement author Patrick Kelly says many retirees are surprised to learn that they’ll <em>have</em> to withdraw this money from their accounts, whether they want to or not. Okay, for those listeners who <em>don’t</em> need that money right now, what are some “tax friendly” options for what they might want to <em>do</em> with it when they take those RMDs?</p> <p> </p>