A Conversation with Spartan Financial's Mark VanGeison and Jimmy Rambo

<p>Joel is joined  by <a href="https://americancreditacceptance.com/dealers/spartan/" target="_blank">Spartan Financial's</a> President, <a href="https://www.linkedin.com/in/mark-vangeison-5b2377156 " target="_blank">Mark VanGeison</a>, and Senior Manager of Asset-based Lending, <a href="https://www.linkedin.com/in/jimmy-rambo-4544308" target="_blank">Jimmy Rambo</a>, to discuss the importance in metrics outside of 'loan to value' to maintain a portfolio, and how buying decisions have matured over the years, and how there will always room in the subprime market for smaller finance companies even in a world filled with giant banks. </p><p>Check out their consumer level resources <a href="https://privacy4cars.com/personal-use/" target="_blank">here</a> and their free legal resources <a href="https://privacy4cars.com/legal-resources/" target="_blank">here</a>.</p><p>You can meet Joel in person at the  <a href="https://afsaonline.org/event/2021-independents-conference-and-expo/" target="_blank">AFSA Independents Conference and Expo</a> this May 24th-27th in Ft. Lauderdale, Florida or the National Automotive Finance Association’s <a href="https://web.cvent.com/event/da6b227f-b1a6-48c6-90e0-020bc3e2c770/summary" target="_blank">25th Annual Non-Prime Auto Financing Conference</a> this August 30 – September 1, 2021 in Plano, Texas. <a href="https://web.cvent.com/event/da6b227f-b1a6-48c6-90e0-020bc3e2c770/register?rp=1088412d-14e5-4b60-907d-0d754760b211" target="_blank">Register today</a>! </p><p>ConsumerFi is presented by <a href="https://www.nortridge.com/">Nortridge Software</a>: Loan Software That Accelerates Change.</p><p>And special thanks to The <a href="https://www.nafassociation.com/">National Automotive Finance Association</a>: The only trade association exclusively serving the nonprime auto finance industry.</p>