9: Are you Falling for this Dumb Money Mistake? The Truth About Dave Ramsey's Budget

<p>🎙 In part 2 of my 3-part deep dive series, we’re taking a close look at the percentage based budget method, particularly the one recommended by Dave Ramsey. It’s a super popular method of budgeting household income because it’s quick and simple, and Ramsey himself is really popular. But it isn’t perfect, in fact it has some pretty big holes. So are your dreams worth gambling on this method? 🤔</p> <p><strong>This episode discusses topics like:</strong></p> <p>🌟 Why Dave Ramsey’s percentage based budget won’t make sense for you (and why he isn’t always right);</p> <p>🌟 How to create a percentage based budget that actually works for your unique circumstances; and</p> <p>🌟 Which 5 types of people who should avoid percentage based budgets altogether.<span class= "Apple-converted-space"> </span></p> <p><strong>Links from this episode:</strong></p> <p><a href="https://www.everydollar.com/blog/budget-percentages" target="_blank" rel="noopener">Dave Ramsey’s Every Dollar Budget Percentages</a></p> <p><a href= "https://www.papermoneyco.com/product/percentagebudgetspreadsheet/" target="_blank" rel="noopener">Percentage Based Budget Spreadsheet</a> - My Shop</p> <p><strong>Remember to:</strong></p> <p><a href="https://www.patreon.com/girlonfirepodcast">Join our exclusive community by becoming a Patron</a> - Patreon</p> <p>🤩 Subscribe so you don’t miss any future episodes.</p> <p>🏆 <a href= "https://podcasts.apple.com/au/podcast/girl-on-fire/id1528255595?ls=1"> Rate and review the show on Apple Podcasts</a>: Podcast reviews are crazy important to the iTunes algorithm. The more reviews we receive, the more likely we’ll be able to get this podcast in front of more people and grow the PMC Squad!</p> <p>💖 I'd be super grateful for your help in making financial education available to everyone.</p> <p>The advice shared on Girl on FIRE is general in nature and does not constitute financial advice. The information shared does not consider your individual circumstances. Girl on FIRE exists purely for educational purposes and should