#194: Wesley Cowan - Post-Pandemic Debt - A Trustee’s Perspective

<p><strong>#194: Wesley Cowan - Post-Pandemic Debt - A Trustee’s Perspective</strong></p> <p> </p> <p>On this episode, Gary chats with Wes Cowan, Senior VP, President of MNP, a firm specializing in consumer proposals and bankruptcy proceedings. Wes has over 20 years of insolvency experience as a license insolvency expert, helping people get back on their feet, but his services are very helpful for investors who want to get back into the investing game as soon as possible. They discuss what the difference is between a consumer proposal and a bankruptcy, and which applies to certain situations. If YOU are struggling with debt, don’t abandon hope, listen to this podcast to see if MNP can help you with your situation before it gets worse!</p> <p> </p> <p>Gary also shares his goal planning ritual that he and Darlene use each year to make them crystal clear and achievable!</p> <p> </p> <p>Don't forget, Smart Home Choice is gearing up for growth mindset in 2023 and their in-person events are ramping up! Check out <a href="http://smarthomechoice.ca/">SmartHomeChoice.ca</a> for a list of upcoming events. </p> <p> </p> <p> </p> <p><strong>WHAT YOU'LL LEARN:</strong></p> <ul> <li>How Wes’ 20 years of insolvency experience have given him unique knowledge to look at the overall health of the economy</li> <li>How does now compare with 2008 in regards to bankruptcies consumer proposals</li> <li>The difference between bankruptcies consumer proposals</li> <li>At MNP they have a unique consumer debt index, what does it tell about current financial health of Canadians with rapid interest rates</li> <li>How Wes thinks things are looking pre-pandemic vs. Post-pandemic</li> <li>How long does a bankruptcy stay on file, especially if you are wanting to get back into buying investment properties<span class= "Apple-converted-space"> </span></li> <li>And MORE!</li> </ul> <p> </p> <p><strong>Bio</strong></p> <p> </p> <p> </p> <p>Wes Cowan, CIRP, MA, LLM is a Senior Vice-President (Partner) and Licensed Insolvency Trustee in the Kitchener In