13: How to Use a Credit Card Debt Free (Proven & Simple Hacks)

<p>🎙 Credit cards aren’t as evil as some financial experts would have you believe. When used responsibly, they’re a great tool to help you make the most out of your money and offer great benefits like points and travel hacking. But how do you use a credit card properly and responsibly without accumulating debt? 🤔</p> <p><strong>This episode discusses topics like:</strong></p> <p>🌟 When it’s okay to use a credit card in emergencies;</p> <p>🌟 What banks and card providers don’t want you to know about your credit card debt; and</p> <p>🌟 How to use a credit card without going into debt.<span class= "Apple-converted-space"> </span></p> <p><strong>Links from this episode:</strong></p> <p><a href= "https://www.papermoneyco.com/product/budgetworkbook/">Paycheck Budget workbook</a></p> <p><a href="https://www.papermoneyco.com/freebudgetcourse/">Free 7-day online budgeting course</a></p> <p><a href="http://www.apple.com/au/">Festive Season credit card debt drops to 10-year low in January 2021</a></p> <p><a href= "https://www.abc.net.au/news/2020-12-22/warning-on-christmas-debt-but-credit-cards-paid-down-in-covid/12997372"> Credit card debt fell and the savings rate rose this year, but financial counsellors issue warning on buy-now, pay-later plans</a></p> <p><a href= "https://www.savings.com.au/credit-cards/credit-card-debt-continues-to-plummet"> Credit card debt down more than 20% since COVID struck</a></p> <p><a href= "https://financecorp.com.au/scary-but-true-the-facts-on-credit-card-debt-in-australia/"> Average credit card debt in Australia</a></p> <p><a href= "https://www.valuepenguin.com/average-credit-card-debt">Average credit card debt in the US</a></p> <p><strong>Remember to:</strong></p> <p><a href="https://www.patreon.com/girlonfirepodcast">Join our exclusive community by becoming a Patron</a> - Patreon</p> <p>🤩 Subscribe so you don’t miss any future episodes.</p> <p>🏆 <a href= "https://podcasts.apple.com/au/podcast/girl-on-fire/id1528255595?ls=1"> Rate and review the show on Apple Podcasts</a>: Podcast reviews