Episode 261: Capital Gains Taxes, Reducing Personal Inflation With Housing, And The Inherent Mental Accounting Of Bucket Strategies

<p>In this episode we answer emails from MyContactInfo, Mark, Kasey and Eric.  We discuss a Kitces article about managing capital gains tax brackets, some of Mark&apos;s favorite episodes -- 208 on ideas for beginning investors and 209 about common safe-withdrawal-rate hysterias, Big ERNs&apos; blog post on personal inflation rates and my response on his site, and the problems of substituting mental accounting about buckets and other things with actual strategies.<br/><br/>Links:<br/><br/>Michael Kitces Article:  <a href='https://www.kitces.com/blog/long-term-capital-gains-bump-zone-higher-marginal-tax-rate-phase-in-0-rate/'>The Tax Impact Of The Long-Term Capital Gains Bump Zone (kitces.com)</a><br/><br/>Early Retirement Now Blog Post:   <a href='https://earlyretirementnow.com/2023/04/14/accounting-for-homeownership-swr-series-part-57/'>Accounting for Homeownership in (Early) Retirement– SWR Series Part 57 – Early Retirement Now</a><br/><br/>2022 Morningstar Report on Withdrawal Strategies:  <a href='https://www.morningstar.com/lp/the-state-of-retirement-income'>Six Retirement Withdrawal Strategies that Stretch Savings | Morningstar</a><br/><br/>Earn &amp; Invest Interview of Christine Benz about the Morningstar Report:  <a href='https://www.earnandinvest.com/episodes-5/are-safe-withdrawal-debates-ridiculous'>Are Safe Withdrawal Debates Ridiculous — Earn &amp; Invest (earnandinvest.com)</a><br/><br/>Ben Carlson Post on the inherent Mental Accounting of Bucket Strategies:  <a href='https://awealthofcommonsense.com/2023/04/the-mental-accounting-of-asset-allocation/'>The Mental Accounting of Asset Allocation - A Wealth of Common Sense</a></p><a rel="payment" href="https://www.riskparityradio.com/support">Support the show</a>