Episode 15: Portfolio Reviews As Of September 11, 2020 And A Comparison Of The Golden Butterfly Portfolio With The Boglehead's Three-Fund Portfolio

<p>This is our weekly portfolio review of the portfolios you can find at <a href='https://www.riskparityradio.com/portfolios'>https://www.riskparityradio.com/portfolios</a><br/><br/>We also compare the Golden Butterfly Portfolio with a Boglehead&apos;s Three-Fund Portfolio using the tools at Portfolio Visualizer.  Here is a link to that analysis:  <br/><br/>https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&amp;mode=1&amp;timePeriod=4&amp;startYear=1972&amp;firstMonth=1&amp;endYear=2020&amp;lastMonth=12&amp;calendarAligned=true&amp;includeYTD=false&amp;initialAmount=10000&amp;annualOperation=0&amp;annualAdjustment=0&amp;inflationAdjusted=true&amp;annualPercentage=0.0&amp;frequency=4&amp;rebalanceType=1&amp;absoluteDeviation=5.0&amp;relativeDeviation=25.0&amp;portfolioNames=false&amp;portfolioName1=Portfolio+1&amp;portfolioName2=Portfolio+2&amp;portfolioName3=Portfolio+3&amp;asset1=Gold&amp;allocation1_1=20&amp;asset2=LargeCapGrowth&amp;asset3=SmallCapValue&amp;allocation3_1=20&amp;asset4=LargeCapBlend&amp;asset5=LongTreasury&amp;allocation5_1=20&amp;asset6=TotalBond&amp;asset7=TreasuryBills&amp;asset8=TotalStockMarket&amp;allocation8_1=20&amp;allocation8_2=40&amp;asset9=Commodities&amp;asset10=TotalBond&amp;allocation10_2=40&amp;asset11=ShortTreasury&amp;allocation11_1=20&amp;asset12=IntlStockMarket&amp;allocation12_2=20&amp;asset13=IntermediateTreasury<br/><br/>For reference, the Golden Butterfly Portfolio is the brainchild of Tyler, the founder and operator of the website www.portfoliocharts.com.  It is a conservative portfolio and is comprised of four asset classes in five funds that are equally weighted:  20% total U.S. stock market (VTI), 20% small cap value stocks (VIOV), 20% long-term treasury bonds (TLT), 20% short term treasury bonds (SHY) and 20% gold (GLDM).  Since 1970, it has a compounded annual growth rate (after inflation) of 6.4%, and an expected permanent safe withdrawal rate of 5.3%.<br/><br/></p>