Borrowing a HUGE amount of money to buy a home gets harder

<div>As risky debt increases and house prices soar, banks have been told to apply a slightly tougher test on a person's ability to afford their mortgage.</div><div>But what does it mean DOLLAR-wise and WHO will be impacted the most?</div><div>And will it actually take some HEAT out of the booming Australian property market.</div><div><br /></div><div>Peter Tulip - Chief Economist at Centre for Independent Studies and Felicity Emmett - Senior Economist at ANZ join Gillian to discuss.</div>