61. How to choose a VCT or EIS fund with Ewoud Karelse of Evelyn Partners

<p>We've spoken a lot about tax advantaged investing, but how should an investor choose which VCT or EIS fund to give their money to? Ewoud Karelse is one of the long-standing analysts in the tax-advantaged market and has immense experience of looking at these products. In this episode, he discusses what to look at giving a wealth of tips. Essential listening for investors, IFAs and even providers who want to know how to improve their products!</p><p>We start off with Ewoud emphasising the primacy of investor needs, especially where they have specific requirements. This leads onto discussing VCTs. We dig into the different dividend policies and how to look at their sustainability. We also talk about discount policies and how relevant they are.</p><p>We follow this up by looking at factors that VCTs and EIS have in common. We talk about teams, what experience and how big they need to be. We discuss expenses, some of the different ways that they are charged and the debates around them. We also look at diversification and more.</p><p><strong>Links</strong></p><p>Evelyn Partners - <a href="https://o2hventures.com/" rel="noopener noreferrer" target="_blank">https://o2hventures.com/</a></p><p>Subscribe to the EIS Navigator podcast on most services here: https://the-eis-navigator.captivate.fm/listen</p><p><br></p><p><strong>Suggested books</strong>:</p><p><a href="https://smile.amazon.co.uk/Malazan-Fallen-Steven-Erikson-Collection/dp/9123820659/ref=sr_1_6?keywords=malazan+book+of+the+fallen&amp;qid=1664434950&amp;qu=eyJxc2MiOiIzLjkxIiwicXNhIjoiNC4wMyIsInFzcCI6IjMuOTkifQ%3D%3D&amp;sprefix=malazan%2Caps%2C139&amp;sr=8-6" rel="noopener noreferrer" target="_blank">Malazan Book of the Fallen</a> (10 books) by Steven Erikson</p><p>First one - <a href="https://smile.amazon.co.uk/Gardens-Moon-Malazan-Book-Fallen-ebook/dp/B0031RS64G/ref=sr_1_1?keywords=malazan+book+of+the+fallen&amp;qid=1664435066&amp;qu=eyJxc2MiOiIzLjkxIiwicXNhIjoiNC4wMyIsInFzcCI6IjMuOTkifQ%3D%3D&amp;sprefix=malazan%2Caps%2C139&amp;sr=8-1" rel="noopener norefer