22: P2P lending, retail banking, and the future of online services with Ling Kong

<p>John and Matt talk with Ling Kong, CTO of Dianrong about:</p> <ul> <li>How peer-to-peer (P2P) lending got started</li> <li>What makes Dianrong different from their competitors (hint: there's a reason we're talking to the CTO)</li> <li>How the government sees the P2P lending industry</li> <li>Why and how China's credit habits are changing</li> <li>What a private blockchain application could look like</li> </ul>