185. Graeme Holm - How To Retire Early Without Giving Up Your Daily Coffee

<p>“You only save for investing&apos;s sake. You don&apos;t save for savings&apos; sake.” -Graeme Holm<br/><br/>How and where are you spending your money?<br/><br/>How do you create the life that most people dream of?<br/><br/>In this episode, we&apos;ll have the opportunity to speak with Graeme about wealth creation and budget management that is realistic and goal-oriented. He will also discuss how to overcome your unconscious daily spending habits, the importance of having a financial plan, and how to determine what is actually achievable in order to achieve financial freedom.<br/><br/>Graeme Holm is the Co-Founder and CEO of the award-winning Infinity Group Australia; an industry-leading mortgage brokerage, financial advisory, and financial literacy firm. He is also the author of The Money Mentor: How to Pay Off Your Mortgage in as Little as 7 Years Without Becoming a Hermit, which has sold over a million copies worldwide. With two decades of experience in the finance sector, Holm is an expert in coaching individuals and families on how to achieve greater financial literacy and debt-free home ownership. <br/><br/>Check out these episode highlights:<br/>03:45 - How do banks make life difficult for people<br/>04:38 - How are banks manipulating us<br/>06:59 - The psychology of money<br/>15:54 - How do you train your mind for delayed gratification<br/>20:49 - How crucial it is to identify our passions and pursue them<br/>24:28 - Having a financial plan is the key<br/>26:53 - Budgeting isn&apos;t scarcity<br/>29:26 - The three levels of learning<br/>30:16 - Practice what you preach<br/>35:55 - What’s the number one investment<br/>43:30 - What is an economy<br/>52:30 - Grow up and invest more in yourself<br/><br/>Connect with Graeme<br/>Linkedin: https://www.linkedin.com/in/graeme-holm/<br/>Website: https://infinity.com.au/<br/><br/>Join the Dream Out Loud Facebook Community<br/>https://bit.ly/2RSBKVF<br/><br/>Follow me on Instagram here<br/>www.Instagram.com/morgantnelson</p>