Episode 253: A Taxonomy of Withdrawal Strategies And Analyses Of Their Components

<p>In this episode we answer emails from MyContactInfo and Chris.  We follow up on Episode 251 with a taxonomy of five withdrawal strategies described in an article from the CFA institute and discuss a &quot;not really a withdrawal strategy&quot; that is classified as a form of mental accounting and does not impact safe withdrawal rates (at least not in a positive manner).  We talk about how to classify annuities, bond ladders and portfolio-based withdrawal strategies.  And we thank Chris and our other charitable donors for their support.<br/><br/>Links:<br/><br/>CFA Institute Article:  <a href='https://blogs.cfainstitute.org/investor/2022/02/25/retirement-income-six-strategies/'>Retirement Income: Six Strategies | CFA Institute Enterprising Investor</a><br/><br/>Money with Katie interview of Bill Bengen:  <a href='https://podcast.moneywithkatie.com/does-early-retirement-still-work-with-2023-inflation-featuring-bill-bengen/'>Does Early Retirement Still Work With 2023 Inflation? Featuring Bill Bengen | The Money with Katie Show</a><br/><br/>Allan Roth Article About His Bond Ladder:  <a href='https://www.advisorperspectives.com/articles/2022/10/24/the-4-rule-just-became-a-whole-lot-easier'>The 4% Rule Just Became a Whole Lot Easier - Articles - Advisor Perspectives</a><br/><br/>Allan Roth Article Complaining About Morningstar Projections:  <a href='https://www.advisorperspectives.com/articles/2023/01/16/challenging-morningstars-safe-withdrawal-rates'>Challenging Morningstar’s Safe Withdrawal Rates - Articles - Advisor Perspectives</a><br/><br/>Father McKenna Center Donation Page:  <a href='https://fathermckennacenter.org/how-you-can-help/donate/'>Donate - Father McKenna Center</a><br/><br/><br/></p><a rel="payment" href="https://www.riskparityradio.com/support">Support the show</a>