💵 📈 🧗🏻‍♀️personal finance enthusiast (& stranger!) Chloe - overcoming disappointment + should you join the 5AM club? (020)

<p><strong>Co-Host:</strong> Chloe Choe <a href="https://www.instagram.com/offhourhustle/">@offhourhustle</a>&nbsp;&nbsp;| <strong>Host:</strong>&nbsp;Xinyi Xan&nbsp;<a href="https://www.instagram.com/xinyixan/">@xinyixan</a></p> <p><strong>QUICK LINKS:</strong></p> <ul> <li><a href="https://href.li/?https://rebrand.ly/dbs-pen-pals-club"><strong>Join Our Pen Pals Club</strong></a> <a href="https://href.li/?https://rebrand.ly/dbs-pen-pals-club">📮</a></li> <li><strong>Come Say Hi!</strong> 👋🏼&nbsp; <a href="https://www.instagram.com/dontbestrangers/">@dontbestrangers</a></li> <li><strong>Time to Kill, Binge Listen Maybe? 🥺&nbsp;LAST EPISODE:</strong> <a href="https://home.dontbestrangers.club/post/677347493359566848/view-in-browser-creative-chimera-stranger">🌌🐇🇦🇪&nbsp;creative chimera (stranger! from Dubai) Noor on going down rabbit holes + asking: what does it mean to travel? (019)</a></li> </ul> <p>Welcome to episode 20 of Don’t Be Strangers, a social experiment &nbsp;that focuses on the question “How do you define a stranger, and at what point do they transition from being one to not being one?”&nbsp;<em>Think Humans of New York meets casual coffee chat.</em> I’m your host XinYi and I’d love to invite you to come on to co-host an episode! These conversations usually are super chill and guided by any topics the co-hosts are interested in! Or, if you’d rather plug into the community, our Pen Pals club is always open for sign ups. Find all the information on instagram <a href="https://www.instagram.com/dontbestrangers/">@dontbestrangers</a>!</p> <p>In this final episode of season 4, I’m chatting with Chloe who is honestly such a badass. She started her personal finance blog during quarantine and is now breaking into the instagram and potentially YouTube space to inform the everyday person to optimize their financial health. Her content on instagram is really bite size and approachable, which makes total sense given that from first impressions, I’d definitely describe her as empathetic and warm. In this conversa