Pay your rent and I'll give you the house, with Ike Udechuku (Pathway Points)

<p>Imagine you rent your home.&nbsp;&nbsp;Now imagine your landlord gave you a straight choice: (1) pay rent for forty years, renewing the lease biennially for the rest of your life, or (2) pay the same rent for thirty years at the end of which your landlord gives you the house.</p><br><p><br></p><p>Pick your answer, but don't tell me yet, because I have one more pair of choices for you, this one from the funding side of things.</p><br><p><br></p><p>This time I want you to imagine yourself as an investment manager at a pension fund with £1 billion to invest, would you rather place it in (1) a 40-year gilt to earn an inflation-adjusted return of zero or (2) buy the right to receive monthly rent from a club of motivated renters that give you an inflation-adjusted yield of two or three per cent for forty years?</p><br><p>&nbsp;</p><p>OK, now let me guess... hmmm, you picked two and two, right?</p><br><p>&nbsp;</p><p>Yeah, I'm not a genius for knowing that. It's simple. And yet... also quite complicated. My first degree was in structured finance, so I really should have a handle on this bond pricing stuff, and how to split income streams from asset growth, but when I went from university into lending instead, I promptly forgot it all.</p><br><p><br></p><p>My guest&nbsp;today, <a href="https://www.linkedin.com/in/ikeudechuku/" rel="noopener noreferrer" target="_blank">Ike Udechuku</a>, has no such blind spot. With a, frankly astonishing, track record in the bond markets and a passion for property and property management, he looks perfectly positioned to shake up these two huge industries with <a href="https://thepathway.club/" rel="noopener noreferrer" target="_blank">Pathway Points</a> - which will give both investors and renters a way to answer 'two' to those simple questions.</p><br><p><br></p><p>You can learn more about Pathway at https://thepathway.club/ (which includes some great little video clips explaining the process), but you should also follow them on LinkedIn (https://www.linkedin.com/company/pathway-poin